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LONG TERM CARE INSURANCE
Be Prepared With Long Term Care Insurance
Long-term care is a family issue and can have a devastating effect on the family and even the best thought out retirement plan. Nothing will pay to protect the family and retirement plan except Long-Term Care Insurance other than your hard earned savings.
Policies pay benefits in one of three ways:
Reimbursement: actual expenses paid up to the policy daily benefit.
Indemnity: Once you are receiving eligible benefits, you receive your policy maximum benefit regardless of how much is spent.
Cash benefit: Once eligible, you receive your policy maximum benefit, even if no services are being used.
Long-term care insurance helps you:
Contact: Davis J. Rieman Jr., CFP 201-661-2347