MOTORSPORTS INSURANCE PRODUCT TERMS

RACE SHOPS: Complete package policy coverage available including general liability, business auto (including transporters), crime, business income, electronic data processing equipment, etc.

RACING OWNERS & SPONSORS: This coverage protects the interest of Racing Owners, Sponsors and Drivers for covered losses where the facility's or sanctioning body's insurance limits are insufficient for possible claims in which the Owner, Sponsor or Driver is named.

OFF TRACK AND STORAGE: This coverage protects competition vehicles from physical damage losses due to fire, theft, trailer upset and other claims. Also covered are spare parts, tools and equipment. Coverage is provided while the insured items are stored, transported to and from events and while in paddock or garage areas.

LIFE INSURANCE: We specialize in getting Motorsport Enthusiast, Club Racers, and Pro Racers Life Insurance coverage. Depending on type of participation, we can get you a rate with no additional surcharge.

Please fill out the"Life & DI Racing Questionnaire" form, or send an email to Michelle Lovecchio mlovecchio@capcoverage.com with your date of birth, health condition, include medications (if any), along with details of the type of racing that you participate in, along with racing license held, if any. We will then get back to you ASAP with proposals - pending approval

DISABILITY INCOME: This coverage provides disability income to athletes who earn their living in the motorsports industry.

PARTICIPANT ACCIDENT: These policies cover medical expenses as a result of an accident. This coverage is also for group events.

PRIZE INDEMNITY INSURANCE: Coverage for luxury prize winners. Incentives or contingencies are rated on their degree of difficulty.

DRIVER BONUS: Allows either the team or a sponsor to motivate a driver or pit crew with bonus to obtain a certain goal (i.e. number of races won, winning nominated races, top 5, finish, top driver etc.)

Contact us about MotorSports insurance.